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南京银行标准信用卡分期付款定价

来源:默认部门发布时间:2023年09月26日

  

(每期利率/近似折算年化利率)(按单利计算)

分期业务

还款方式

1期

3期

6期

9期

12期

18期

24期

36期

账单分期

(含总账分期)

按期偿还

本金和利息

1.00%
(12.00%)

0.80%
(14.34%)

0.75%
(15.27%)

0.70%
(14.88%)

0.65%
(14.10%)

0.65%
(14.30%)

0.65%
(14.33%)

0.65%
(14.21%)

按期偿还利息,

到期一次还本

/

0.65%
(7.80%)

0.65%
(7.80%)

0.60%
(7.20%)

0.60%
(7.20%)

0.60%
(7.20%)

0.60%
(7.20%)

0.60%
(7.20%)

首期偿还全部利息,

到期一次还本

/

0.60%
(7.24%)

0.60%
(7.31%)

0.55%
(6.75%)

0.55%
(6.81%)

0.55%
(6.93%)

0.55%
(7.05%)

0.55%
(7.33%)

消费分期

按期偿还

本金和利息

/

0.75%
(13.45%)

0.70%
(14.26%)

0.65%
(13.83%)

0.60%
(13.03%)

0.60%
(13.23%)

0.60%
(13.27%)

0.60%
(13.17%)

按期偿还利息,

到期一次还本

/

0.60%
(7.20%)

0.60%
(7.20%)

0.55%
(6.60%)

0.55%
(6.60%)

0.55%
(6.60%)

0.55%
(6.60%)

0.55%
(6.60%)

首期偿还全部利息,

到期一次还本

/

0.55%
(6.64%)

0.55%
(6.69%)

0.50%
(6.12%)

0.50%
(6.17%)

0.50%
(6.27%)

0.50%
(6.37%)

0.50%
(6.60%)

现金分期

按期偿还

本金和利息

/

0.95%
(17.02%)

0.85%
(17.28%)

0.80%
(16.96%)

0.75%
(16.22%)

0.70%
(15.36%)

0.70%
(15.38%)

/

按期偿还利息,

到期一次还本

/

0.70%
(8.40%)

0.70%
(8.40%)

0.65%
(7.80%)

0.65%
(7.80%)

0.65%
(7.80%)

0.65%
(7.80%)

/

首期偿还全部利息,

到期一次还本

/

0.65%
(7.85%)

0.65%
(7.93%)

0.60%
(7.38%)

0.60%
(7.45%)

0.60%
(7.59%)

0.60%
(7.75%)

/

商户分期

按期偿还

本金和利息

/

1.00%(17.91%)

0.67%(13.65%)

0.50%(10.90%)

0.50%(11.08%)

/

0.50%
(11.13%)

/

       注:1.上述分期适用卡种为除鑫分期卡、专项分期卡、商务卡、公务卡、购易贷卡以外的个人信用卡。

              2.上述为基准定价,我行有权根据市场情况和客户资质对分期期数及对应利率收取标准等进行调整,具体以申请时告知为准。

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